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Winter 2000

FOCAL POINTS FOR
BUSY PEOPLE

“Can I afford to do what I really want to do in life?”
“Will I have enough money to support my current lifestyle?”

These are very real questions that working adults need to ask. Remember the old adage; “Tuck a buck a day away. Save it for a rainy day.” I encourage all of you to increase your savings by a buck or two a day. Call me if you have inquiries about how to do this, or where to invest the additional savings.

With the current market volatility, we need to be reminded of an African proverb, “To climb a tree you have to start on the ground.” Most of us climb the “financial tree” from the bottom. We are not born wealthy. This can be a good market for investing. However, nothing is guaranteed. Accounts can be opened with modest monthly or quarterly systematic investments. In the long run, market volatility is a necessary ingredient that comes with investing. You are rewarded for riding out the bumps.

Call us: we focus on providing real time service. We want you to know how important you are. Your satisfaction means a great deal to us. The greatest compliment you give us is referrals to your friends and loved ones. We treat your concerns and your referrals with utmost care and confidentiality.

May the New Year be on filled with newfound joy and peace.

P.S. Don?t forget! You can contribute to a 2000 Roth until April 15, 2001. Contribute to your 2001 Roth early in the year!

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Our clients are our business.
 
Focal Point Financial Services
2214-5th St., Suite 1
White Bear Lake, MN, 55110
(651) 426-7375 or 1-888-426-7373
Fax (651) 426-6004

dale@focalpointfinancial.com
 

 

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NOTE: Dale Hedstrand is a registered principal associated with AIG Financial Advisors, Inc., Member NASD/SIPC. Before proceeding further, please be advised that Dale Hedstrand is licensed to discuss with or offer investment and financial services and products only to residents of AL, AZ, CA, FL, ID, MD, MI, MN, MO, NH, NM, ND, OH, OK, OR, SC, SD, TX, UT, VA, WA, WI, WY. Securities related services may not be provided to individuals residing in any state not listed above. The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise. Neither Dale Hedstrand nor AIG Financial Advisors, Inc makes any guarantee as to the accuracy or completeness of this information.

This information has been prepared from sources and data believed to be reliable but is not guaranteed by NASD/SIPC or AIG Financial Advisors, Inc., nor is any representation made herein as to its accuracy or completeness. This listing is provided for information purposes only and is not to be construed as an offer to buy or sell any securities mentioned herein.

We do not endorse any business or product you may find as a result of these links. The links were chosen as a sample of what the Internet has to offer. We caution you: do not enter into any agreement or purchase anything via the Internet until you and your advisors are satisfied that you are getting what you are paying for.