Focal Point Financial: Rich and Famous

No promises of becoming
"rich and famous", but
here is what tax-deferral
can do for you!

Setting aside $2,000 at the start of each year, if the annual rate of return is 12%*....
From Age	To Age	Total Investment	Age 65 Tax Deferred
18	25	$16,000	$2,043,747
25	64	$80,000	$1,718,385
35	64	$60,000	$540,585
45	64	$40,000	$161,397
55	64	$20,000	$39,309

Setting aside $100 at the begining of each month tax-deferred at 12%*.

  Invested   You Have

  1 year   $1,200   $1,268

  5 years   $6,000   $8,166

  10 years   $12,000   $23,002

  20 years   $24,000   $98,924

  30 years   $36,000   $349,496

  40 years   $48,000   $1,175,476

Tax Deferred or Tax Free Options:

Roth IRA – Tax Free accumulation
Regular IRA – Tax Deferred
Simplified Employee Pension – Tax Deferred
Savings Incentive Match Plan for Employers – Tax Deferred
403-b Salary Deferred Plan – Tax Deferred

*Used for comparative and illustrative purposes only. The future value calculations are believed to be reliable. No representations are being made as to their accuracy or completeness. Does not represent actual results.

Our clients are our business.

Focal Point Financial Services
2214-5th St., Suite 1
White Bear Lake, MN, 55110
(651) 426-7375 or 1-888-426-7373
Fax (651) 426-6004

dale@focalpointfinancial.com

NOTE: Dale Hedstrand is a registered principal associated with AIG Financial Advisors, Inc., Member NASD/SIPC. Before proceeding further, please be advised that Dale Hedstrand is licensed to discuss with or offer investment and financial services and products only to residents of AL, AZ, CA, FL, ID, MD, MI, MN, MO, NH, NM, ND, OH, OK, OR, SC, SD, TX, UT, VA, WA, WI, WY. Securities related services may not be provided to individuals residing in any state not listed above. The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise. Neither Dale Hedstrand nor AIG Financial Advisors, Inc makes any guarantee as to the accuracy or completeness of this information.

This information has been prepared from sources and data believed to be reliable but is not guaranteed by NASD/SIPC or AIG Financial Advisors, Inc., nor is any representation made herein as to its accuracy or completeness. This listing is provided for information purposes only and is not to be construed as an offer to buy or sell any securities mentioned herein.

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